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Flor Idalma
Idalma, age 26, is in a common-law marriage. Her husband works as a driver. She has two children, ages six and one. She lives in the Buenos Aires village in Tela, Atlántida.

Flor has had a business that generates income for her for two years. She sells Vogue cosmetics and jewelry. She started this business with the intention of contributing an extra income to the household. The reason she is in this business is because she worked with her sister-in-law selling this product.

She saw that it was profitable, and she decided to establish her own business. She sells her product by order. She sells creams, lotions, household items, necklaces, bracelets, and earrings. She sells her product in the neighboring communities. She leaves for work at 8:00 a.m., and she works until 5:00 p.m.

She has requested a loan for 9,000 lempiras from ODEF. She will use it to buy jewelry and Voque products. This way she will be able to meet the product demand that she has. With this investment she hopes to be able to get more income and give her customers better service.

Her goal is to get ahead and for her business to grow. This way she will be able to continue supporting her family.
View original language description ↓
Flor Idalma tiene 26 años de edad, vive en unión libre y su esposo se dedica al trabajo de motorista, tiene 2 hijos de 6 y 1 año de edad, vive en la aldea buenos aires, Tela, Atlántida.
La actividad que le genera ingresos a Flor en un negocio que tiene hace 2 años que es venta de producto Bogue y joyas de fantasía fina. Inicio este negocio con el propósito de aportar otro ingreso extra al hogar. La motivo dedicarse a este negocio porque ella trabajaba con la l cuñada vendiendo este producto el cual vio que era rentable y decidió entonces poner su propio negocio. Ella vende su producto por encargo y ofrece (Cremas, Lociones, artículos para el hogar) (collares, pulseras, aritos de fantasía fina). Ella se dedica a ofrecer su producto en las comunidades vecinas saliendo a trabajar desde las 8.00 am hasta las 5.00 pm.
Ella ha solicitado un préstamo con ODEF de 9,000 lempiras para comprar Joyas de fantasía fina y productos Vogue, para así poder suplir la demanda que tiene de producto. Con esta inversión espera obtener mas ingresos y dar mejor servicio a los cliente.
Su meta es seguir adelante para que su negocio crezca y así poder seguir apoyando a su familia.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 82
    View loans »
    Honduras Loans Fundraising
  • $9,194,050
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Flor Idalma to buy jewelery and Vogue products.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 15, 2012
Mar 13, 2012
Currency Exchange Loss:
Jun 18, 2013