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Digna Patricia

Update on Digna Patricia

Digna Patricia is 22 years old, is married and lives with her husband and two children, who are 5 and 8 years old. She lives in Ventanas Canton, de los Ríos Province.

The members of the communal bank "Caminando Hacia el Futuro" (Walking Toward the Future), located in Jesús de gran Poder Precinct, Ventanas Canton, make their livings in short-cycle agriculture, planting corn and rice.

Digna makes her living in agriculture, planting corn and rice. She purchases her products in Marlín's Store and makes her sales there as well as in Ventanas.

She is requesting the loan to purchase seeds, supplies, liquid fertilizers, urea and fertilizer for her crops. The loan will help her to meet her needs financially and to face challenges, such as plagues and disease. Digna's dream is to be able to have her own plot of land to better be able to work.

In her free time, Digna likes to go for walks and to dedicate more time to her work.
View original language description ↓
Digna Patricia tiene 22 años de edad es casada vive con el esposo y con los dos hijos de 5, 8 años de edad en el Cantón Ventanas Provincia de los Ríos.

Los miembros de la VCR Caminando Hacia el Futuro, Se encuentra ubicada en el Recinto Jesús de gran Poder, pertenece al Cantón Ventanas se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz.

Digna se dedica a la agricultura a la siembra de maíz y arroz, Compra sus productos en el Comercial Marlín y las ventas en la misma localidad y en Ventanas.

Solicita el crédito para la compra de semillas, insumos, líquidos, urea y fertilizantes para los cultivos. Con el apoyo del crédito le ayudaría económicamente para suplir necesidades. Enfrentar desafíos como las plagas y enfermedades. Su sueño es poder tener su propio terreno para poder trabajar mejor.

En los tiempos libres le gusta salir a pasear y dedicar más tiempo al trabajo.

Previous Loan Details

Digna Patricia, 21, is married and lives with her husband and two children, ages 5 and 8, in Ventanas Canton in the province of Los Ríos. The members of Caminando Hacia el Futuro Communal Bank, located in the Jesús de Gran Poder area of Ventanas Canton, work in short-cycle agriculture, growing... More from Digna Patricia's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,200
    Average annual income
  • 37
    View loans »
    Ecuador Loans Fundraising
  • $23,216,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Digna Patricia to purchase seeds, supplies, liquid fertilizers, urea and fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 29, 2012
Listed
Mar 12, 2012
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2012