Update on Wilson RaulWilson Raul is a 33-year-old married man who lives with his wife and 2 children, ages 7 and 10, in Ventanas Provincia de los Rios.
He is a member of the VCR Caminando Hacia el Futuro (Walking Towards the Future) group, which is located in Jesús de gran Poder, a part of the Ventanas canton. He works in short-term agriculture, cultivating corn and rice.
Since Wilson grows corn and rice, he buys products from the Comercial Marlin Market, and he sells his produce both at this market and in Ventanas.
He is requesting the loan to purchase seeds, supplies, liquids, urea and other fertilizers for his crops. This loan will help him out financially so that he can cover his expenses and deal with the challenges of farming, such as pests and plant diseases. His dream is to be able to one day own a home, which he will give to his children.
In his free time, he likes to go out and have fun, as well as spend more time working.
Los miembros de la VCR Caminando Hacia el Futuro, Se encuentra ubicada en el Recinto Jesús de gran Poder, pertenece al Cantón Ventanas se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz.
Wilson se dedica a la agricultura a la siembra de maíz y arroz, Compra sus productos en el Comercial Marlín y las ventas en la misma localidad y en Ventanas.
Solicita el crédito para la compra de semillas, insumos, líquidos, urea y fertilizantes para los cultivos. Con el apoyo del crédito le ayudaría económicamente para suplir necesidades. Enfrentar desafíos como las plagas y enfermedades. Su sueño es poder tener algún día una casa para poder darsela a los hijos.
En los tiempos libres le gusta salir a pasear y dedicar más tiempo al trabajo.
Previous Loan DetailsWilson, 32, is married living with his wife and two children who are 7 and 10 years of age in Ventanas Canton, Los Ríos Province. The members of the “Caminando Hacia el Futuro” (Heading towards the Future) communal bank located in Jesús de Gran Poder are short cycle corn and rice farmers. W... More from Wilson Raul's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid