Ramiro works as an employee in a private insurance company in the city of La Paz. He needs the loan to finish his higher education courses in Accounting so that he can improve his income to support his son. Ramiro is single and has a son he lives with in a rented house in the city of La Paz's Villa Fátima sector. This is the first time he's worked with IMPRO and first time with KIVA too.
Ramiro, trabaja como empleado en una empresa privada de seguros en la ciudad de La Paz.
El crédito lo requiere para terminar sus estudios superiores en contabilidad y de esta forma mejorar sus ingresos para mantener a su hijo.
Ramiro, es soltero y tiene un hijo con el cual vive en una casa alquilada en la zona Villa Fátima de la cuidad de La Paz.
Es la primera vez que trabaja junto a IMPRO y la primera vez con KIVA.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.