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Moun, age 52, is a domestic farmer who usually works on a rice field that is located in the Baray district of Kompong Tom. She is able to earn a small profit from her daily business. With another financial source, she also raised some piglets for selling.

Her husband is a firewood seller in his community, making an average income of about USD 5.00 per day. He always used his buffalo to connect with his existing trailer for selling his items, but now one of his buffalo is too old to pull the trailer any longer. Moun decided to look for a loan fund from Kiva in order to purchase a new buffalo for her husband. With this loan, Moun’s spouse will still go on with his business as usual and it will not effect their daily income.

The couple has four children, two of whom are single and still learning in a local school, while the remaining two are married and living in their own houses.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 277
    View loans »
    Cambodia Loans Fundraising
  • $37,533,925
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Moun to purchase a new buffalo for her husband.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 6, 2012
Mar 9, 2012
Currency Exchange Loss:
Mar 21, 2013