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Nikson is a 34-year-old man who is married to Rosalina. They have two children: Roland, 12, is attending elementary school, grade 6; Wilbert, 6, is attending kindergarten.

Nikson owns a furniture business operated near his house. He produces furniture such as desks, chairs, cupboards, shelves, and also coffins. Nikson produces the furniture based on the client order. The income earned from this business enables him to cover his family's necessities every day.

At the moment, he needs to complete an order from a customer but lack of capital limits him in completing the order. Fortunately, his relative advised him to get a loan from TLM. He then submitted the loan application and requested a loan of IDR 4,000,000. He would like to spend the loan on basic materials such as wood and a new wood plane.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 20
    View loans »
    Indonesia Loans Fundraising
  • $5,461,825
    Funds lent in using Kiva
  • 9,120.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Nikson to purchase basic materials such as wood and a new wood plane.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Feb 13, 2012
Mar 9, 2012
Currency Exchange Loss:
Sep 17, 2014