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Hergenes Ruperto
Ruperto, 52, has aspirations that in the coming years his mechanics workshop will prosper. His story began 20 years ago with his first company job. Later he was let go and started his own workshop. He works alone, rising at 6:00am to open his workshop. Petty crime can be a problem. He is married and his wife stays at home with their 3 children. His biggest dream is to finish building his house, which he started with foundation and pillars. For that reason he wants a loan for his mechanics shop so that he can buy solder, paint and grease.
View original language description ↓
Ruperto es un hombre de 52 años de edad y tiene muchas aspiraciones en los próximos años de prosperar su taller mecánico su historia empezó hace 20 años primero trabajo para una empresa luego con la liquidación puso su propio taller, su trabajo lo hace solo se levanta a las 6:00 y abre su taller, tiene dificultades son la delincuencia, está casado y su esposa trabaja en casa, tiene3 hijos, su sueño más importante es terminar de construir su casa ya que empezó poniendo las bases y pilares. Por eso quiere el préstamo para su taller mecánico y asi poder comprar soldura, pintura y grasa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 70
    View loans »
    Ecuador Loans Fundraising
  • $24,616,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,575 helped Hergenes Ruperto to buy solder, paint and grease.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 6, 2012
Mar 11, 2012
Currency Exchange Loss:
Apr 10, 2012