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Zimula Josephine's Group
In this Group: Josephine, Fred, Sarah, Godfrey, Abdul, Nathan
Josephine, the leader of her group has a retail shop in Mbiko that has been operational for one year. The group has been together for 1 year and so far no regrets. She is single with no children but cares for her 5 year old neice in primary one. She plans to expand her shop by buying more sugar, soap, washing powder, bread so that she can be able to buy a plot and build a house. Her dream is to get married and see her shop transform into a wholesale shop.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 136
    View loans »
    Uganda Loans Fundraising
  • $31,940,600
    Funds lent in using Kiva
  • 1,708.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Zimula Josephine's Group's $2,350 loan helped a member to buy sugar, soap, washing powder, bread, biscuits, plus other goods for her shop.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 20, 2008
Apr 4, 2008
Currency Exchange Loss:
Aug 20, 2008