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Paul
Paul is 30 and is a hard-working man with many desires of getting ahead. He is single and doesn't have children. He lives with his 3 cousins: Roger, who is 19; Diógenes, who is 21; and Alex, who is 29. He is temporarily living comfortably in his sister's house. Paul makes a living by selling lubricants in barrels and gallons for large and small vehicles. He has a store that is in his brother's house. From there, he sells his products to his customers, most of whom seek him out. He also has his own piece of land, and he rents all of it out. He started his business by himself more than 15 years ago. He started with his own capital and little by little, he increased his customer base through effort and dedication. He considers his business to be profitable. He has quite a bit of demand because of the growth of the automotive sector. He likes his job because it lets him be in the comfort of his home. With the economic income that it makes him, he can pay for his higher education. On the other hand, he doesn't like it when some customers are late with their payments when he grants them credit. But this doesn't get him down, and he continues working with the same eagerness. Now he has plans to continue with his business and to make it grow. This will be his third loan with Microfinanzas Prisma. He hopes that through it, he can make his plans concrete. He promises to make his payments on time like he has done with his previous loans. With the amount requested, 4000 PEN, he will invest all of it in the purchase of more lubricants in barrels and gallons. He is looking for better prices to make his purchases with cash so he can have stock available to sell and so his customers will prefer him.
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Paul, de 30 años de edad, es un hombre trabajador y empeñoso, con muchas ganas de salir adelante. Es soltero sin hijos, y vive en compañía de sus 3 primos Roger de 19, Diógenes de 21 y Alex de 29 años de edad, habitando cómodamente en la casa de su hermana temporalmente. La actividad que realiza Paul, es la venta de lubricantes en cilindros y galones para vehículos pesados y menores, para eso cuenta con una bodega la cual está instalada en la casa de su hermano. Desde ahí vende sus productos a sus clientes que en su mayoría lo buscan. También cuenta con un terreno propio que lo alquila en su totalidad. Se inició hace más de 15 años realizando ésta actividad solo, empezando con un capital propio que poco a poco fue logrando crecer a base de esfuerzo y dedicación. Considera su negocio rentable por la ganancias que le deja, ya que tiene bastante demanda por el aumento del parque automotor. Le gusta su trabajo pues le permite estar en la comodidad de su hogar, así como los ingresos económicos que le genera para pagar sus estudios superiores. Por lo contrario, no le gusta cuando algunos de sus clientes se retrasan en el pago de sus créditos concedidos, pero eso no lo desanima y continúa trabajado con las mismas ganas, ahora tiene planes de continuar con su negocio y hacerlo crecer. Este será el préstamo número 3 con la institución MFP, Por ello espera de su colaboración para que pueda concretar sus planes. Por tanto se compromete en cumplir con el pago de sus cuotas como en anterioes créditos. Con el monto solicitado de 4000 nuevos soles, lo invertirá en su totalidad en la compra de más lubricantes en cilindros y galones buscando precios más cómodos por sus compras al contado, para así contar con un stock disponible para la venta y la preferencia de sus clientes.

About Peru

  • $6,715
    Average annual income
  • 32
    View loans »
    Peru Loans Fundraising
  • $54,501,725
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD