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Etoiles Plus Group
In this Group: Jacquie, Ntumba, Bibiche, Lumengo, Gérard, Marceline, Suzanne, Gisèle, Nadège, Véro, Chantal, Kifuanana, Astride, Ingiamina, Nzumba , Mbongo, Buiti*, Ekomele, Amuri, Christine, Justine, Mesi, Nancy, Nezea, Pindi*, Gaby, Cédric, Mfutila*, Christine, Adèle, Serge, Hibriche, Jeanne, Adu
* not pictured
Jacquie, aged 47, is the chairwoman of the Community Bank named “Etoiles Plus”. It is composed of 34 members united in solidarity for receiving Kiva loans with the goal of developing their businesses.

Jacquie has been part of the micro-enterprise world since 2002. She sells beans, and salted fish. Her business is located in the mid western part of Kinshasa. She is a trustworthy client of the MFI HOPE RDC, having two times obtained and correctly repaid loans. With her next loan she is planning to diversify her business by buying 1 sack of rice, and 1-25liter container of vegetable oil to resell at a profit with the goal of increasing her profits. Her business generates a profit of US$30 per week. Jacquie’s ambition is to become a wholesaler. She is a widow and the mother of two children whose ages are 9 and 21 years old. Both of the children attend school.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 44
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,989,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Etoiles Plus Group's $6,000 loan helped a member to diversify her business by buying 1 sack of rice, and 1 25 liter container of vegetable oil for resale at profit.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 28, 2012
Mar 8, 2012
Currency Exchange Loss:
Jul 15, 2012