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Karomat P. lives in the Shahrinav region. He is 35 years old, is married and has 3 children. Karomat has a high school education and raises livestock for resale for meat. He purchases livestock at the regional market, feeds it for 30-40 days and then resells it for a profit.

Karomat has been in this business for 10 years. This business is the main source of income for his family. In addition, the expansion of the livestock business provides local markets with fresh meat. Karomat will use the loan to purchase young sheep and goats. He will pay back the loan over a 6 month period.

Translated from Russian by Sabina Holzman, Kiva Volunteer.

Пиратов Каромат Усмонович проживает в районе Шахринау.Возраст 35 лет . Женат имеет 3 детей. Образование среднее. Занимается животноводством. Разводит мелко-рогатый скот для перепродажи их на мясо. Покупает товар на рынке района, откармливает около 30-40 дней , а затем перепродает по более выгодной цене. Занимается этим видом бизнеса клиент уже 10 лет. Этот бизнес является основным источником дохода его семьи. Кроме того развитие данного сектора позволяет обеспечивать рынки свежим мясом. Клиент хочет получить кредит для того чтобы закупить молодых овец и коз. Погасить кредит клиент планирует в течении 6 месяцев.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 191
    View loans »
    Tajikistan Loans Fundraising
  • $29,677,950
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Karomat. purchase small livestock.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 29, 2008
Apr 9, 2008
Currency Exchange Loss:
Oct 31, 2008