Libertad En Progreso (Cuenca) Group
One of the group members is María Carmen, 30. She is in a common law relationship and has had six children who are 12, 9, 7, 6, 4 and 3 years of age. Her first four children attend the local little elementary school. Her husband works in construction as a bricklayer. They do not own a house of their own; they live in a relative’s house.
María Carmen cares for her children and since she spends most of her time at home raises chickens and guinea pigs; she also milks cows, an activity she’s been in for six months. She grows several products but they are for household consumption only.
She’s been in the communal bank for two years and will use her loan to buy chicks, guinea pigs and feed for her animals. Her goal is to build a house.
Una de las socias de este grupo es la Señora. María Carmen, tiene 30 años, mantiene una relación de unión libre y ha concebido 6 hijos de 12, 9, 7, 6, 4 y 3 años de edad, sus cuatro primeros hijos están estudiando en una escuelita de la localidad. Su esposo labora en el área de la construcción como albañil, no tienen casa propia por lo que viven en casa de un familiar.
La Señora María Carmen se dedica al cuidado de sus hijos y como pasa la mayor parte del tiempo en casa cría pollos y cuyes, también se dedica a ordeñar vacas actividad que la desempeña hace 6 meses, cultiva varios productos pero solo son para el consumo de su hogar.
En el banco comunal se encuentra hace 2 años y su crédito lo va a invertir en la compra de pollos, cuyes y alimento para sus animales.
Su meta es construir su casa.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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