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Idalia Andrea

Update on Idalia Andrea

Idalia has owned a grocery store for some time now and it's her main source of income. The goal she hopes to reach with the loan she'll be granted at this time is to add on an annex to the front of her house to give her store better condiditons and be able to provide better customer service. Thanks to the support and trust from Kiva and Afodenic she can provide her family with a better life and more protection to her house.
View original language description ↓
Idalia, quien posee desde hace un tiempo una pulpería, misma que es su principal fuente de ingreso. El objetivo que se propone alcanzar con el crédito que se le otorgara en este momento, es para realizar un anexo en lo que es la parte de adelante a su vivienda y de esta forma darles mejores condiciones a su negocio y mejor atención a sus clientes; gracias al apoyo y la confianza que le han otorgado kiva y Afodenic puede Ofrecerle a su pequeña familia una mejor vida y mayor protección a su vivienda.

Previous Loan Details

Idalia Andrea R. is 37, lives with her life partner and has a young child in preschool. For the past 7 years they have operated a small grocery store selling home and personal items, which is an important source of income for the family. She used to work as a maid and used her severance pay t... More from Idalia Andrea's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $3,636
    Average annual income
  • 145
    View loans »
    Nicaragua Loans Fundraising
  • $24,094,725
    Funds lent in using Kiva
  • 23.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Idalia Andrea to make improvements to her grocery store's location.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Feb 24, 2012
Mar 10, 2012
Currency Exchange Loss:
Feb 15, 2013