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Adis Luz
Adis lives with her spouse and has 4 children between 11 and 20 years old. She works in a business that she started with the sale of clothing in women's, men's and children's lines. Later she focussed on offering beauty products through specialized guides and her business began to grow. Her children also started to participate in the business, helping her in the promotion of her market.

Currently she wants to add to her clothing line, since lately she has had requests from her best customers and she wants to please them to keep them faithful. This is why she requested her Kiva loan in the Fundacion Mario Santo Domingo, since with this capital she will increase her chances of purchasing in greater volume, getting discounts and acquiring exactly the merchandise that her customers have requested.

This investment will enable her success, because she knows the market, is helped by her daughters and because she will get discounts and be responsive to her customers.

Her goal in the future is to have a shop specialized in clothing and beauty products well located in a modern commercial area, with a large potential audience and cash clients and this dream is the motor that moves her daily work and is her great challenge.
View original language description ↓
Adis vive con su cónyuge y tiene 4 hijos de 11 a 20 años de edad. Su iniciativa productiva a través de un negocio, la inició con la venta ropa en las líneas de damas, caballeros e infantil; posteriormente fue enfocándose por la oferta de productos de belleza mediante guías especializadas y su negocio empezó a crecer, pues sus hijas también empezaron a participar en él, ayudándola en la promoción de su mercado. En la actualidad quiere agregar nuevamente la línea de ropa, pues últimamente ha tenido pedidos entre su mas firme clientela y desea complacerlos para sostenerlos fieles, esta es la razón por la cual acude a su credikiva en la Fundación Mario Santo Domingo, pues con este capital aumentará sus posibilidades de comprar de contado y en mayor volumen, ganado descuentos y adquiriendo exactamente la mercancía que sus clientes han solicitado. Con esta inversión potencializa su éxito, porque conoce el mercado, es apoyada por sus hijas y además porque ganará descuentos y será oportuna con su clientela. Su meta mas adelante es tener un almacén especializado en ropa y productos de belleza, bien ubicado en un punto comercial moderno y de gran concurrencia de potenciales y reales clientes y este sueño es el motor que impulsa su trabajo diariamente y justamente su gran desafio.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 191
    View loans »
    Colombia Loans Fundraising
  • $12,874,825
    Funds lent in using Kiva
  • 1,770.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Adis Luz to purchase women's, men's and children's clothes in greater volume.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 17, 2012
Listed
Mar 10, 2012
Currency Exchange Loss:
Covered
Ended:
Jun 18, 2013