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Update on Lesya

Lesya took out her last loan to buy an assortment of spring shoes. With the addition of her loaned funds, she was able to increase her income, but not expand her business. The profit she earned was invested in an apartment for her son in a different region of the city. She was also able to furnish it, buy a washing machine, and a large refrigerator.

As usually happens with the entrepreneurs at the market, and not just with them, January and February are the worst months for revenues. They simply drop of a cliff. Because of this Lesya, like many others, again applied for assistance with financing.

Right now, Lesya has two sales outlets open. Demand isn't very high since it's only winter and not summer. However, she is planning to open a third, supplemental sales outlet in the near future.
View original language description ↓
Последний кредит Леся брала для того, чтобы закупить обувь весеннего ассортимента. За счет дополнительных заемных средств ей удалось увеличить свой доход, расширений не было. Полученная прибыль была вложена в приобретение квартиры для сына в другом районе города, получилось обставить ее мебелью, купить стиральную машину и большой холодильник.
Как обычно бывает у предпринимателей-рыночников, да и не только, январь и февраль самые худшие месяцы в плане выручки, просто обвал. Поэтому многие, в том числе и Леся, снова обратилась за кредитной помощью.
Сейчас Леся работает на 2 торговые точки, так как зима, а не лето, спрос не столь высокий. Но в скором времени она планирует открыть третью, дополнительную торговую точку.

Previous Loan Details

Lesya is married. Her husband's name is Vadim. Together they have a grown son. Lesya has her own business, she sells women's shoes. She selects the merchandise correctly and almost every customer can find what she is looking for. Lesya is diligent and hardworking. A stable profit is very importan... More from Lesya's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 7
    View loans »
    Ukraine Loans Fundraising
  • $6,400,325
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,625 helped Lesya to invest additional resources in inventory.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 2, 2012
Mar 3, 2012
Currency Exchange Loss:
Jul 15, 2012
This photo was used before for a previous loan for Lesya. It was first posted on Kiva on Sep, 2011. Learn More