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Karakyz is 55 years old and retired. Since 1998 she has been in animal husbandry, which serves as the main source of income for her family. Thanks to her tenacity and perseverance, the business she began with 10,000 soum (KGS) now brings in about 15,000 soum per month from the sale of dairy and meat products. Today she has 10 sheep, 6 milk cows, 2 calves, and 2 mares.

With the goal of further development of her business, Karakyz turned to Bai Tushum & Partners for a loan of 90,000 soum (KGS) for the purchase of purebred breeds of sheep. Karakyz is planning to invest the income in further growing her operation.
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Каракыз 55 лет, пенсионерка. С 1998 года Каракыз занимается животноводством, служащего в качестве основного источника дохода для ее семьи. Благодаря упорству и настойчивости Каракыз, начатое с суммы в 10,000 сом (KGS) хозяйство на сегодня приносит около 15,000 сом (KGS) в месяц с продажи молочных и мясных продуктов. На сегодня ее хозяйство насчитывает 10 овец, 6 дойных коров, 2 теленка и 2 кобылы.
В целях дальнейшего развития своего бизнеса, Каракыз обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 90,000 сом (KGS) на покупку породистых пород овец. Доходы Каракыз планирует вложить в дальнейшее увеличение хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 71
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,300,500
    Funds lent in using Kiva
  • 46.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,950 helped Karakyz to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 28, 2012
Mar 3, 2012
Currency Exchange Loss:
Mar 15, 2013