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Maruf was born in 1981, is married, and has 3 children. For 12 years, he has raised cattle at his home and his children help with their care and feeding. Maruf likes this business because it is his main source of income. In their village, almost everyone earns their living by fattening cattle.

He is taking out his first loan for the purchase of cattle. Now is a good time for him to buy: soon there will be a lot of grass in the mountains and they'll have more than enough feed.
View original language description ↓
Маъруф 1981 года рождения, он женат, у него 3 детей. Дома разводит скот в течении 12 лет, дети помогают по уходу за скотом. Маъруфу нравиться заниматься этим делом, потому что это основной его доход. В их кишлаке почти все занимаются откормом скота. Он получает первый кредит у нас для покупки скота, сейчас ему выгодно покупать, потому что в горах появятся много травы и будет чем кормить скот.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 157
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Maruf to purchase livestock.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 24, 2012
Mar 3, 2012
Currency Exchange Loss:
Jan 15, 2013