This is Melissa, 33, a resident of Silang, Cavite, Philippines. She is married to Venjune, an auto mechanic, and mother to their children. By the grace of God Melissa has managed to support her children's schooling. At this time, she is working hard to continually provide income for their everyday expenses
Melissa has overseen operations of their auto shop business for almost 15 years. They offer car services like changing oil and they sell auto parts. Melissa’s husband is the one who does the services. Her regular customers are her neighbors and the local community. She earns a minimum of Php 500 every day.
To help her continue operations of her business, she is requesting a Php 10,000 loan. She will be utilizing the loan for materials needed for autos, such as welding rods, wheel brushes/wire brushes, filters, brake fluid, and much more. She expects a boost in her business income as she expands her business.
Melissa dreams that her children will finish their education. She faithfully meets up with her co-fellowship members to share stories of her work every week and draw strength and inspiration from the Word of God she studies.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.