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Los Girasoles De Cuaji Group
In this Group: Martha, Beatriz, Virginia, Hugo Andres
This group is called “Girasoles de Cuaji” (Cuaji's Sunflowers) and the members decided on this name because its representative has a sunflower in her garden and “cuaji” in honor of their community; this is why they chose this name.

This story is about Virginia who is part of this group. She’s 38 years old and married to Pedro; they have five children. Only hree of them attend school, two are in secondary school and the other one is in fifth grade in elementary school. The youngest is only three years old and still does not attend school.

Virginia has a small grocery store that she’s had for more than a year. She decided to start this business because she needed to improve her and her family’s quality of life and to move her children ahead because she did not have sufficient economic solvency to manage giving them a better education. The loan she got will be used to buy more merchandise like milk, soft-drinks, eggs, oil, beans, cookies, sugar, bread, soap and toilet paper to have her store better stocked.

She wants to continue investing in her business to make it grow much more because she wants to build a locale to install a grocery store in to increase and improve her sales and income because that way she can continue to support her children’s schooling so that they will be able to have a very good profession and she can also continue improving her quality of life.

She is very grateful to Kiva lenders and Fundación Realidad because thanks to them she’s getting ahead and has been able to have a business of her own.

Virginia’s other fellow members are: Martha, Beatriz and Hugo who carry out a variety of activities like butcher shop, food sales, groceries and repair shop.
View original language description ↓
Este grupo lleva por nombre los "Girasoles de Cuaji", los integrantes del grupo decidieron ponerle este nombre porque en el jardín de la representante tiene un girasol y cuaji en honor a su comunidad, es por eso que escogieron este nombre, la historia es acerca de la señora Virginia ya que forma parte de este grupo, ella cuenta con 38 años de edad y está casada con el señor Pedro, tienen 5 hijos de los cuales solo 3 estudian, 2 de ellos están en secundaria y otro esta en el quinto año de primaria. El mas pequeño solo tiene 3 años aún no asiste a la escuela.
Doña Virgina tiene una pequeña tienda de abarrotes con la cual lleva más de 1 año; ella decidió iniciar con este negocio por que tenia la necesidad de mejorar su calidad de vida y la de su familia y sacar a sus hijos adelante, ya que no tenia la solvencia económica suficiente para conseguir darles una mejor educación, el crédito que recibió lo va a invertir en la compra de mas mercancía como leche, refrescos, huevos, aceite, frijol, galletas, azúcar, pan, jabón y papel higiénico, para tener una poco mas surtida su tienda

Ella desea seguir invirtiendo en su negocio y así poder hacerlo crecer mucho mas, puesto que quiere construir un local para poner una abarrotería y así incrementar y mejorar sus ventas e ingresos, puesto que así podrá seguir apoyando a sus hijos con sus estudios, para que puedan tener una muy buena profesión y también seguir mejorando su calidad de vida.

Esta muy agradecida con los prestatarios de kiva y con Fundación realidad, ya que gracias a ellos esta saliendo adelante y ha podido tener su propio negocio.

Otras de las compañeras de doña Virginia son: Martha, Beatriz y Hugo, quienes realizan variadas actividades como son: carnicería, venta de comida, abarrotes y taller mecánico.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 37
    View loans »
    Mexico Loans Fundraising
  • $19,089,875
    Funds lent in using Kiva
  • 12.8
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Girasoles De Cuaji Group's $2,500 loan helped a member to buy stock merchandise for her store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 22, 2012
Listed
Mar 9, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 16, 2012