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La Virgen Del Carmen Group
In this Group: Filadelfo, Faustina, Blanca Flor, Marciana, Maria Concepcion
This group is called “La Virgen del Carmen” and its members decided on this name because they are all devoted to this Virgin. This story is about Blanca Flor since she’s one of the group members. She’s 21 years old, married to Hugo who is a taxi driver, and she has a one-year-old child, Anabel. She’s been a fruit and vegetable merchant for barely three months.

She says that she decided on this business because she wanted to find a way to support her husband with household expenses and insure her little daughter’s future. Also to enjoy better economic solvency and excellent quality of life so this is why she decided to start this activity. The loan she got will be invested in the purchase of chilies, tomatoes, onions, green beans, potatoes, carrots, lettuce, avocadoes, chayotes, apples, melons, papaya, peaches, oranges, grapes, etc. to have her stand better stocked.

Doña Flor (as she’s better known in her community) says that her goal is to cause her business to grow businesswise because she wants to build a locale to install her fruit store in and also to have it well stocked with more variety of products to thus obtain more and better profits.

She thanks FRAC and Kiva lenders for giving her the opportunity and for their trust but above all for believing in her because thanks to their support she was able to invest in her business and have a better quality of life alongside her family and a better future.

The other people who make up the Virgen del Carmen group are the following: Filadelfo, Faustina, Blanca Flor, Marciana and María Concepción who work in a variety of occupations like taxi driver, shoe store, fruit and vegetable sales, flower shop and grocery store.
View original language description ↓
Este grupo se llama "La Virgen del Carmen" los integrantes del grupo decidieron ponerle este nombre porque todos son devotos de esta virgen, esta historia es acerca de la señora Blanca Flor ya que es uno de los integrantes de este grupo, cuenta con 21 años de edad y está casada con el señor Hugo quien es taxista, tiene 1 hijo Anabel de 1 año, ella se dedica a la venta de frutas y verduras, hace apenas de 3 meses.

Dice que decidió iniciar con este negocio, ya que quería buscar la manera de apoyar a su esposo con los gastos de la casa y asegurar el futuro de su pequeña hija, también para gozar de una mejor solvencia económica y excelente calidad de vida, es por eso que decidió iniciar con esta actividad, el préstamo que recibió lo va a invertir en la compra de chiles, jitomates, cebollas, ejotes, papas, zanahorias, lechugas, aguacate, chayotes, manzanas, melones, papayas, duraznos, naranjas, uvas, etc. Para tener un poco más surtido su puesto.

Doña Flor (como mejor la conocen en su comunidad) dice que su meta es la de hacer que su negocio crezca empresarialmente, ya que quiere construir un local para poner su frutería y así también para de esta forma tenerlo bien surtido, con más variedad de productos y así obtener más y mejores ganancias.

Da las gracias a FRAC y a los prestatarios de kiva por darle la oportunidad y confianza, pero sobre todo por creer en ella, ya que gracias a su ayuda pudo invertir en su negocio y asi tener una mejor calidad de vida, junto con su familia y un mejor futuro.

Las personas que conforman el grupo de la virgen del Carmen son las siguientes: Filadelfo, Faustina, Blanca Flor, Marciana y María Concepción, quienes se dedican a diferentes actividades como: taxista, zapatería, venta de frutas y verduras, florería y abarrotes.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 96
    View loans »
    Mexico Loans Fundraising
  • $19,574,250
    Funds lent in using Kiva
  • 12.8
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of La Virgen Del Carmen Group's $1,875 loan helped a member va a invertir en la compra de chiles, jitomates, cebollas, ejotes, papas, zanahorias, lechugas, aguacate, chayotes, manzanas, melones, papayas, duraznos, naranjas, uvas, etc.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Feb 9, 2012
Mar 9, 2012
Currency Exchange Loss:
Aug 16, 2012