La Esperanza De San Luis Group
The following description is about Señor Antonio. He is 33 years old and married to Señora Teodomira, with whom he has two children who attend the first and second year of kindergarten. Antonio has been a taxi driver for more than four years. He says that he decided to start this business, because he wanted to find a way to raise his children and support his wife with household expenses, while improving the quality of life of his family. He will invest his loan in the purchase of spare parts (tires, spark plugs, oil, lubricant, etc.) and the maintenance of his taxi.
The goal of Don Toño (as he is best known in his neighborhood) is to continue supporting his children in their studies, so that they get a good professional career and a better future. He also wants to expand his small business and will save some money to buy another car and thus increase his income. Antonio is very grateful to the microfinance institution Fundación Realidad and the Kiva lenders for their unconditional support, because it has helped him to improve his own quality of life and that of his family.
These are the names and activities of the members of the group: Yaneth, Antonio, Cristina and Francisca; they drive a taxi, sell poultry, sell fruits and vegetables, and sell clothes.
Dice que decidió iniciar con este negocio porque quería buscar la manera de sacar a sus hijos adelante y apoyar a su esposa con los gastos de la casa, al igual que para mejorar la calidad de vida de su familia, el préstamo que recibió lo va a invertir en la compra de refacciones (llantas, bugías, aceite, lubricante, etc.) y mantenimiento del taxi.
La meta que tiene Don Toño (como mejor lo conocen en su comunidad) es la de continuar apoyando a sus hijos con sus estudios, para que puedan terminar una buena carrera profesional y así tengan un mejor futuro, también quiere hacer crecer mas su pequeño negocio, ya que quiere empezar a ahorrar para comprase otro coche y así mejorar e incrementar sus ganancias.
Esta muy agradecido con fundación realidad y los prestatatarios de kiva por el apoyo incondicional que le están brindando, ya que gracias a esta ayuda ha mejorado su calidad de vida y la de su familia.
Estos son los nombres de las personas y las actividades a las que se dedican cada una de los integrantes del grupo, Yaneth, Antonio, cristina y francisca quienes se dedican a diferentes actividades como son: taxista, venta de pollos, frutas y verduras, ropa.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid