Santa Rosa Group
The following description is about Señora Guzman as she is the group representative. She is 55 years old, married to Sr. Alejo, and they have four children, all of whom are married. She has earned her living selling traditional clothing for more than thirty years.
Sra. Guzman decided to start this business because she wanted a way of helping her husband with household expenses so they could enjoy a better standard of living. She earns a good living from it. The loan money will be used to buy dresses, blouses, shirts, table cloths etc.
Sra. Guzman’s goal is to expand her business a lot more, and she is also thinking of building premises where she can have a store selling local clothing. She would then be able to have more stock and more variety which would lead to greater sales and income.
She is grateful to Fundación Realidad and Kiva as she will be able to improve her life and that of her family. Now they will have an excellent standard of living and financial stability.
The members of the group have the following businesses:
Guzmán: traditional clothing
Ella dice que decidió iniciar con este negocio porque quería buscar la forma de apoyar a su esposo con los gastos de la casa y gozar de una mejor calidad de vida, aparte de que esta actividad le deja muy buenas ganancias, el crédito que recibió lo va usar para invertirlo en la compra de más ropa como: vestidos, blusas, camisas, manteles, etc.
La meta que se ha puesto doña Guzmán es hacer crecer mucho más su negocio, tanto que está pensando en construir local para poner una tienda de ropa típica y así tener mucho mas surtido y con más variedad de productos, para mejorar e incrementar sus ganancias.
Doña Guzmán da las gracias a a Fundación Realidad y KIVA por que gracias a ellos podrá mejorar su vida y la de su familia, puesto que ahora tendrán una excelente calidad de vida y solvencia económica.
Las integrantes del grupo santa rosa y las actividades que realizan son las siguientes: Guzmán-ropa típica, Lourdes-venta de zapatos, Ruth-venta de perfumes y Yadir-venta de comida.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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