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Rosa Gladys

Update on Rosa Gladys

Rosa is 46 years old and she has one dependent son. they live in the Las Lomas district, an agricultural area located in the province of Piura, more than four hours from the city of Chiclayo, the capital of the Lambayeque region. She sells children's and adults' clothing which she offers to the general public and to the people who visit the area where she lives. She also raises and sells small animals, especially sheep. She raises the animals on some land close to her house and when the animals are at a good level of development she sells them in the markets close to her community. She has established clientele in the area. She wants to expand her business buying school clothing since the beginning of the school year is approaching. She also wants to buy balanced feed for her animals to reach a good size and weight to sell them at a better price. With this investment, she will be able to increase her income and keep investing in the business. That is why she has decided to ask for a loan of 700 nuevos soles from Edpyme Alternativa.
View original language description ↓
Rosa tiene 46 años de edad, es soltera y tiene un hijo dependiente. Viven en el distrito de Las Lomas, una zona agrícola situada en la provincia de Piura, a más de cuatro horas de la ciudad de Chiclayo, capital de la región Lambayeque. Se dedica a la venta de ropa para niños y adultos los ofrece en venta al público general y a las personas que suelen visitar la zona en donde reside, adicionalmente se dedica a la crianza y venta de animales menores, en especial las ovejas. Cría los animales en un terreno cerca de su domicilio y cuando estos alcancen un buen nivel de desarrollo los ofrece en los mercados cercanos a su caserío. Cuenta con una clientela ya establecida en la zona. Desea ampliar su negocio con la compra de ropa para escolares sabiendo que se acerca el inicio del año escolar,y alimentos balanceados con los que puedan obtener un mejor peso y tamaño de sus animales para venderlos a un mejor precio. Con esta inversión, podrá incrementar sus ingresos y seguir invirtiendo en su negocio. Por ello, ha creído conveniente solicitar un préstamo de 700 nuevos soles a Edpyme Alternativa.

Previous Loan Details

Rosa is 45 years old; she is single and has one dependent son. They live in the district of Las Lomas -- an agricultural area located in the Piura province, more than four hours away from the city of Chiclayo, which is the capital of the Lambayeque region. For more than five years, Rosa has be... More from Rosa Gladys's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 103
    View loans »
    Peru Loans Fundraising
  • $58,002,425
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Rosa Gladys to buy balanced feed an school clothes.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 24, 2012
Mar 9, 2012
Currency Exchange Loss:
Apr 27, 2013
This photo was used before for a previous loan for Rosa Gladys. It was first posted on Kiva on Mar, 2011. Learn More