Las Golondrinas Group
The members are Concepcion, who sells costume jewelry; Candelaria, who sells clothes; Lucia, who sells cosmetics; and Rocio, who sells construction material. The group is located in a sugarcane area where most of the people work at cutting and growing sugarcane or as workers in the mill there.
Rocio, age 32, went to the university. She is married to Ivan, who works with her selling construction materials. They have two children. Rocio tells us that her husband’s family has always sold construction material. A little over ten years ago they decided to open a small hardware store. With the passing of the years the store has grown a lot. They have won over many customers thanks to the work they have done together. They open their business every day at eight in the morning until eight at night. Her business is known for its friendly treatment and the advice they give their customers.
She will use this loan to buy sheeting, bricks, light bulbs, nails, screws, hammers, paint, picks, and shovels to restock her business. She hopes that with this investment her business will continue making progress. She wishes to give her family a better quality of life.
This group is grateful to the Fundación for the support it has provided to them.
La señora Rocio tiene la edad de 32 años, estudio la universidad y esta casada con el señor ivan que trabaja con ella en la venta de material para construcion, ellos tienen dos hijos. Doña Rocio nos platica que la familia de su esposo siempre se ha dedicado a la venta de material para construccion y hace un poco mas de 10 años ellos decidieron abrir una pequeña ferretería la cual con el paso de los años ha crecido mucho y a ganado muchos clientes gracias al trabajo que han hecho en conjunto, ellos abren todos los dias su negocio de ocho de la mañana a ocho de la noche y su negocio se caracteriza por dar un trato amable y asesoría a sus clientes. ella invertira este credito en la compra de laminas, ladrllo, focos, clavos, tornillos, martillos,pinturas, picos y palas para resurtir su negocio.
ella espera que con esta inversión su negocio continué progresando ya que desea dar a su familia una mejor calidad de vida.
Este grupo agradece a la fundación el apoyo que se le ha brindado.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid