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Mauricio De Jesus
Mauricio is known for being a very hard worker, always providing the best quality of life possible for his family. He is the father of two children and is separated from their mother, so he must guarantee the support necessary for his children to have a quality lifestyle. Mauricio raises chickens and also works as a motor-taxi driver to earn a living to provide for his sons. Since his chicken business was started with only a small amount of capital, Mauricio is seeking a loan to buy 50 more chickens and to renovate a basement for two more chicken pens.

Mauricio hopes to increase the number of chickens he sells to increase his income. His goal is to expand his activity so his children can get a good education.
View original language description ↓
Mauricio es una persona que se ha caracterizado por ser muy trabajador y siempre querer ofrecer a su familia una mejor calidad de vida. Mauricio es padre de 2 hijos y se encuentra separado de la madre de sus hijos, por lo que debe garantizar a sus 2 hijos el sustento necesario para una buena calidad de vida. Mauricio tiene un corral de pollos, el cual junto con la otra actividad que desempeña Mauricio como moto-taxista, generan los ingresos que requiere para poder ofrecer a sus hijos una buena calidad de vida. Debido a que su negocio de los pollos lo inició hace muy poco con muy bajo capital, Mauricio busca que un préstamo le permita acceder a la compra de 50 pollos para la crianza, además de realizar algunas adecuaciones a un sótano donde podrá acomodar 2 corrales más de pollos.
Mauricio espera que de esta manera pueda seguir aumentando la cantidad de pollos para la venta y de esta manera el aumento de sus ingresos. Mauricio sueña con ver crecer su negocio y con que sus hijos puedan acceder a una educación de mayor calidad.

Additional Information

Important Information

This loan is structured on Kiva as a bullet loan, which means a single payment is required at the end of the loan term. By Colombian law, Kiva's partner Interactuar is required to offer borrowers loans with a variable interest rate that fluctuates with the market rate. Because fixed monthly payments are applied first to interest and then to principal, Interactuar is unable to predict upfront what portion of each repayment would go towards the loan principal. This creates a challenge with Kiva's system, which doesn't allow for unpredictable principal payments, and can result in some Interactuar clients appearing falsely delinquent. To remedy this, the loan has an end-of-term repayment plan on Kiva, but the borrower will continue scheduled monthly repayments to Interactuar, who will then pass along the principal amount to Kiva lenders. This means that you may see repayments made on this loan throughout the repayment term, as opposed to receiving repayment in full at the end of the loan term.

About Colombia

  • $11,100
    Average annual income
  • 356
    View loans »
    Colombia Loans Fundraising
  • $15,636,375
    Funds lent in using Kiva
  • 1,764.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Mauricio De Jesus to buy 50 chickens and renovate a basement for two more chicken pens.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 20, 2012
Apr 4, 2012
Currency Exchange Loss:
Mar 19, 2014