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María Ofelia
Maria Ofelia is 49, and lives with her daughters in an area busy with people. She has a store in her home where she sells basic household necessities such as beans, rice, bread, drinks, and other items. Lately demand has increased, as she sells top-quality products at really affordable prices; and the service is excellent.

Maria is a woman very devoted to her work, honest, with many dreams for the future. She believes that self-improvement comes not only with time, but also through desire, self-motivation, immediate action, planning, effort, and continual work.

She wants to see her business grow, and that is why she is applying to Integral for a loan that will allow her to buy staple grains, candy, bread, drinks, etc. Maria Ofelia has the confidence that in this way, she will be able to give her family a full life.
View original language description ↓
María Ofelia de cuarenta y nueve años de edad vive con sus hijas en una zona muy concurrida de personas, ella posee una tienda en el lugar donde reside, en ella vende artículos de primera necesidad frijoles, arroz, pan, bebidas entre otros. Últimamente ha aumentado la demanda pues vende productos de primera calidad a precios realmente accesibles, además el servicio es excelente; María es una mujer muy dedicada a su labor, honrada y con muchos sueños para el futuro, piensa que la superación no solo llega con el tiempo, sino también con el deseo, la auto motivación, acciones inmediatas, planeación, esfuerzo y trabajo continuo; quiere ver crecer su negocio, es por eso que le solicita a INTEGRAL un crédito que le permita comprar granos básicos, golosinas, pan, bebidas etc. María Ofelia tiene la confianza que de esta forma podrá darle a su familia una vida plena.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 698
    View loans »
    El Salvador Loans Fundraising
  • $25,086,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped María Ofelia to buy staple grains, candy, bread, and drinks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 8, 2012
Listed
Mar 8, 2012
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2013