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Amélé is a 23-year old woman, who is married to a driver. She has two children, one of whom is at school. The eldest child is four years old and the youngest two years old. Amélé has been working as a retailer since 2009. She sells groceries to all sorts of customers in her shop. She buys her products in Lomé and she works alone. Her main difficulty at the moment is the competition on the market.

Amélé has requested her first loan from WAGES to buy groceries as well as frozen products. She wants to reinvest in her business. In the coming years, she would like to increase her business volume. She says that with the profits she makes she is planning to provide for her children's education, so that they can live happily.
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Amélé est une femme âgée de 23 ans. Elle est mariée å un chauffeur. Elle a 2 enfants, dont 1 à l’école. Le premier a 04ans et le dernier 02ans.
Amélé travaille comme revendeuse depuis 2009. Elle vend des produits d’alimentation générale pour tous clients dans sa boutique. Elle achète les produits à Lomé. Elle travaille seule. Au moment, sa difficulté principale est la concurrence sur le marché.
Amélé a requis son premier crédit de WAGES afin d’acheter des produits d’alimentation générale ainsi que des produits congelés. Elle veut réinvestir dans l’activité.
Dans les prochaines années, Amélé voudrait agrandir la taille de son activité. Elle dit qu’avec les profits, elle prévoit d’assurer l’éducation de ses enfants afin qu’ils vivent heureux.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,500
    Average annual income
  • 1
    View loans »
    Togo Loans Fundraising
  • $8,803,250
    Funds lent in using Kiva
  • 491.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD