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Orn is from Kompong Cham province, a region where local farmers prefer crops-growing businesses to generate income because it provides them with fertile land for most all kinds of crops, including fruits and vegetables. Orn, 35, has been working together with her spouse in this type of business for almost 20 years. She grows various kinds of crops based on the season and the market demand. She now has four children, all of whom are students attending school in different grades.

Orn is now seeking a loan from HKL, a longstanding Kiva partner, to continually invest in her farming business. She will buy enough farming supplies, such as seeds, fertilizers, and pesticides, to fight against the challenge of insects and keep her crops growing well. For the future, Orn intends to buy extra land to expand her business.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 299
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Orn to buy seeds, fertilizers, and pesticides.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 2, 2012
Mar 6, 2012
Currency Exchange Loss:
Mar 15, 2013