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Alegria Group
In this Group: Doris Isolina, Nora Sefalia, Blanca Lidia , Norma Ondina , Maria Elena , Martha Noemi, Mirian Isabel, Kenia Iveth, Jarmin Maribel , Bertha Ondina , Maria Graciela , Ana Licia
Bertha is coordinator of the “Alegría” communal bank. She’s 60 years old and had six children. She’s single and lives in the village of San Nicolás.

Bertha buys pigs that she then butchers to sell the meat to butcher shops. She learned the business from her parents and when she left home she had to find an economic activity to support herself so she put into practice what she knew which was how to raise pigs.

She’s asking for this loan to buy several pigs and to improve the sty they live in. With support from this loan she will be able to continue to provide sustenance for her family. Her goal is to save part of her profits to set up a grocery store at home and gradually stock it to become a mini-market.

With support from FAMA loans she’s caused her business to grow which has allowed her to improve her profits and gradually pay back her loans.

The other group members are in a variety of sales: nacatamales [Nicaraguan style tamales], beauty products, clothes, snacks and domestic use products.
View original language description ↓
Doña Bertha es la coordinadora del Banco Comunal Alegria, tiene 60 años de edad, procreó seis hijos, es soltera y reside en la Aldea San Nicolas. Bertha se dedica a la compra de cerdos para luego destazarlos y vender su carne en algunas carnicerias. El negocio lo aprendió de sus padres y cuando ella se fue de su casa tuvo que buscar una actividad economica con la cual sostenerse, asi que puso en practica lo que sabia que era criar cerdos. Ella esta solicitando este prestamo para la compra de varios cerdos y mejorar la galera donde estos habitan. Con el apoyo de este prestamo podrá seguir llevando el sustento a su familia. Su meta es ir dejando un porcentaje de sus ganancias para instalar una pulperia en su casa de habitacion y poco a poco irla surtiendo hasta llegar a tener un mini-mercadito. Con el apoyo de los prestamos obtenidos en FAMA ha hecho crecer su negocio y eso le ha permitido mejorar sus ganancias e ir cancelando puntualmente las cuotas de sus prestamos. Las demas compañeras de grupo se dedican a diferentes a la venta de: nacatamales, productos de belleza, ropa, golosinas y productos de uso domestico.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 33
    View loans »
    Honduras Loans Fundraising
  • $8,936,725
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Alegria Group's $3,475 loan helped a member to buy pigs to butcher.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jan 31, 2012
Mar 8, 2012
Currency Exchange Loss:
Jun 16, 2012