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Rocio Del Carmen
Rocío, 34, is the mother of two children who are 11 and 13 years old; she lives in the city of Ica. Mala is an alluvial valley formed by the river of the same name. It has regular elevations consisting of hills and Andean foothills which sometimes reach the coastline. It also has a geographic area that stands out called “Los Platanales” which used to include very humid, salty terrain where there was quite a bit of subterranean water due to the presence of low-lying cold water located at a shallow depth that make the soil apt for fruit farming, especially Mala bananas and grapes.

Like all good Peruvians, she likes the food very much and one of her favorite dishes is the very delicious “Carapulcra.” Rocío only completed fifth grade of secondary school but she would have like to have studied computer and information sciences. Because of this she strives daily to get ahead so that her children who are the most important things she has in life will be better than her.

With much effort she managed to have her own grocery and cleaning supplies business. She spends about 15 hours daily at work and sees about 25 customers daily. She believes that she does well in her business because she pays attention to her customers and tends to them in a kindly way.

Rocío is very grateful to Kiva lenders because thanks to their support she will be able to buy more merchandise for her store like school supplies (notebooks, folders, backpacks and pencils, among others) and she will be able to have a wider variety of products to improve her income which will allow her to continue to strive daily to reach her greatest dream: “To own her own house and give her children a good education.”
View original language description ↓
Rocio tiene 34 años de edad, es madre de 2 hijos cuyas edades comprenden 11 y 13 años, ella vive en la ciudad de Ica, Mala es un valle de origen aluviónico, formado por la presencia del río del mismo nombre, tiene elevaciones de regular altitud constituida por lomas y contrafuertes andinos que en ocasiones llegan hasta el litoral; presenta también como zona geográfica destacada, llamada "Los Platanales", constituida por terrenos antaño muy húmedos y salitrosos, donde afloraba abundante agua del subsuelo debido a la presencia de una napa freática situada a poca profundidad, que hacía propicios dicho terrenos para el cultivo de frutales como el plátano maleño y la vid., como buena peruana le gusta mucho la comida, y uno de sus platos favoritos es la riquísima “Carapulcra”, Rocio solo estudio hasta el quinto grado de secundaria, pero le hubiera gustado computación e informática, por ello ella lucha cada dia para salir adelante para lograr que sus hijos que son lo mas importante que tiene en la vida sean mejores que ella.

Con mucho esfuerzo logro tener su negocio de venta de abarrotes y útiles de aseo, ella le dedica su negocio alrededor de 15 horas al día y atiende diariamente a 25 clientes, ella cree que le va bien en su negocio porque le presta mucha atención a sus clientes y los atiene de manera amable.

Roció está muy agradecida con los prestatarios kiva ya que gracias a su apoyo ella podrá comprar mas mercadería para su negocio como útiles escolares (cuadernos, folders, mochilas, lapiceros, entre otros), así podrá tener una mayor variedad de productos y mejorar sus ingresos, lo que le permitirá seguir luchando día a día para cumplir su más grande sueño:” Tener su casa propia y darle una buena educación a sus hijos”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 93
    View loans »
    Peru Loans Fundraising
  • $57,986,025
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Rocio Del Carmen to buy merchandise for her store.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 29, 2012
Listed
Mar 8, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 17, 2013