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Patron San Sebastian Group
In this Group: Rosario, Ricardo*, Patricia*, Nancy, Pamela, Lucio, Rita, Eulalia, Yobana Jakeline, Ivan, Gloria , Elizabeth
* not pictured
Eulalia belongs to the “Patrón San Sebastián” communal bank which is located in Wanchaq District in Cusco Province and Department. She alternates her daily chores with the sale of beauty products like creams, perfume, cologne and creams, among others. She’s been in this business for years and supports her family with it. She sells her products to friends, family members and to people who place orders with her. She is a very cheerful, responsible person who very much wants to get ahead for her family. She requested the loan to buy more merchandise for her business selling beauty products like creams and perfume.

The other members are merchants selling crafts, decorative lace and ribbons, and snacks and work projects.

The members who appear at the top of the photo are members who due to work reasons asked permission to arrive a bit late to the meeting.

The member uses this means to express her gratitude to those who make the loan possible and commits to make her payments.
View original language description ↓
La socia perteneces al banco comunal PATRON SAN SEBASTIAN; este banco está situado en el distrito de Wanchaq en la provincia de Cusco departamento de Cusco.

La socia Eulalia; la socia alterna sus actividades diarias con el negocio de venta de productos de belleza como cremas, perfumes, colonias, cremas entre otros, la socia lleva años en este negocio el cual mediante este la socia saca adelante a su familia, la socia vende sus productos a sus amistades, familiares y personas que le solicitan bajo pedido, la socia es una persona bien alegre y responsable con muchas ganas de salir adelante por su familia.

La socia solicito el prestamo para la compra de mas mercaderia para su negocio de venta de productos de belleza como cremas y perfumes.

Los otros socios se dedican a la compra y venta de artesanía, pasamanería, venta de golosinas, proyectos de obra.

Los socios que aparecen en la parte superior de la foto son socios que por motivos de trabajo pidieron permiso para llegar un poco tarde a la reunion.

La socia agradece este medio por el cual le facilita el crédito y se compromete a cumplir con los pagos.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 159
    View loans »
    Peru Loans Fundraising
  • $60,197,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Patron San Sebastian Group's $6,300 loan helped a member to buy merchandise.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 23, 2012
Mar 8, 2012
Currency Exchange Loss:
Jul 15, 2012