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Las Torres Group
In this Group: Genoveva, Rosalina, Carolina, Patricia, Irma, Octavia
This group is called 'Las Torres' (The Towers). It is a new group and its members are very excited to be able to receive help from these loans to start a business. They decided to give their group this name because there are some beautiful light towers near the place where they meet. They all agreed upon the name. The members live in a town called San Pedro el Alto, in the municipality of San Felipe del Progreso. San Pedro del Alto is a community that has services such as gas stations, tortilla bakeries, schools, clinics, etc. It is a very complete community, though the area where this group was formed is called San José and there are no streets there. There is a lot of farmland and cornfields and the residents can be described as very kind people.

The names of the six group members are:
1. Genoveva D. - 26 years old - will invest her loan in buying three pigs, as well as feed and corn with which to raise them, so that she can later sell them.
2. Rosalina V. - 39 years old - will invest her loan in her grocery store, buying soap, sugar, soft drinks and eggs to sell.
3. Carolina Q. - 30 years old - will invest her loan in buying three pigs, as well as feed and corn with which to raise them, so that she can later sell them.
4. Patricia M. - 33 years old - will use her loan to buy feed and corn for fattening the four pigs that she already has, so that she can later sell them
5. Irma R. - 35 years old - will invest her loan in buying two pigs, ten chickens, as well as feed and corn, so that she can raise them and then sell them.
6. Octavia Q. - 35 years old - will use her money to buy two pigs and eight turkeys, as well as feed and corn with which to fatten them, so that she can later sell them.

The group's representative is called Irma and she is 35 years old. She has been married to Antonio for 19 years. Antonio carries out building jobs in their community. The couple have five children. Their eldest is a son who is 19 years old, single, and currently works. Next they have a daughter called Rosaura who isn't currently studying. They also have a 10-year-old son who is in fifth grade, an 8-year-old who is in third grade and their youngest who is a 2-year-old boy.

Irma is requesting this loan so that she can start buying and selling animals such as pigs and chickens. She decided to join this group because she was invited by a neighbor and also because she was very keen to get ahead in life.

Irma says that she will carry out her business in the following way: once she has received her loan, she will buy her young animals in her community and take them home. She says that she would like to set up a small pen where she can raise them appropriately. She has great faith that this will be a good business and will help her to improve her family's life if it goes well. Once she has her animals home, she will buy them feed and ground corn so that they grow. She will later sell them and recoup what she invested. She says that she will sell the animals in her community without having to travel far. She is very happy to be able to receive this loan as she says that previously, owing to a lack of money, she couldn't even imagine managing to start something like this. Irma describes herself as a very respectful and hard-working person. "I like to help my husband because there are no jobs here and we have to find a way to make progress", comments Irma. This loan, without doubt, will help her to start her business and improve her life.
View original language description ↓
Este grupo se llama "Las Torres", es un grupo nuevo y está muy entusiasmado de poder recibir la ayuda de estos créditos para emprender su actividad, decidieron ponerle este nombre a su grupo ya que cerca de su lugar de reunión están unas bonitas torres de luz, este nombre lo eligieron de forma unanime, ellos viven en una localidad llamada San Pedro el Alto que pertenece al municipio de San Felipe del Progreso, esta comunidad de ]San Pedro el Alto es un comunidad que cuenta con todos los servicios, como lo son gasolineras, tortillerías, escuelas, clínicas, etc. es una comunidad muy completa, aunque el lugar donde se forma este grupo se llama Barrio San José, y ahí no hay calles, hay muchos terrenos y milpas y en general se puede describir a sus habitantes como unas personas muy amables.
Los nombres de los 6 integrantes son:
1.- Genoveva D., de 26 años de edad quien invertirá su préstamo en la compra de 3 cerdos, alimento y maíz para criarlos y venderlos.
2.- Rosalina V., de 39 años de edad quien invertirá su crédito para invertir en su tienda de abarrotes, en la compra de jabón, azúcar, refrescos, huevo para vender.
3.- Carolina Q. de 30 años, utilizará su crédito para la compra de 3 cerdos y alimento para criarlos y posteriormente venderlos.
4.- Patricia M., de 33 años utilizará su préstamo para compra de alimento y maíz para engordar los 4 cerdos que ya tiene y venderlos.
5.- Irma R., de 35 años quien invertirá en la compra de 2 cerdos, 10 pollos, alimento y maíz para criarlos y venderlos.
6.- Octavia Q., de 35 años que utilizará el dinero de su préstamo en la comprade 2 cerdos y 8 guajolotes, alimento y maíz para criarlos y venderlos.

La representante del grupo se llama Irma y tiene 35 años, ella está casada desde hace 19 años con el señor Antonio quien realiza trabajos de albañilería en su comunidad, juntos tienen 5 hijos, de las siguientes edades; el mayor es un hombre y tiene 19 años es soltero y actualmente trabaja, luego tienen una hija de nombre Rosaura, que actualmente no se encuentra estudiando, tienen también un hijo de 10 años que estudia el quinto año de primaria, otro de 8 años que estudia el tercer año de primaria y el más pequeño que es un hombre que tiene 2 años.
La actividad por la cual la señora Irma solicita este crédito es porque quiere iniciar a comprar y vender animales, tales como puercos y pollos, ella decidió unirse a este grupo por la invitación de un vecino además de que tenía muchas ganas de salir adelante.
Irma comenta que la forma en la que llevará a cabo su actividad es la siguiente; una vez que halla recibido su crédito comprará sus animalitos en su comunidad, y los va a llevar a su casa, en donde comenta le gustaría acondicionar un corralito en el cual los pueda criar de una forma adecuada, comenta que tiene mucha fe en que este será un buen negocio y que le ayudará a mejorar la vida de su familia en caso de que le vaya bien, ya estando en su casa les comprará alimento y maíz molido, para que crezcan y posteriormente venderlos y recuperar lo que invierta, comenta que los animales los venderá en su comunidad sin necesidad de trasladarse lejos. Está muy contenta de poder recibir este crédito ya que dice que anteriormente por falta de dinero no podía ni siquiera imaginar lograr emprender algo así. La señora Irma se describe como una persona muy respetuosa y trabajadora. "Me gusta ayudar a mi esposo de alguna manera ya que aquí no hay empleos, y tenemos que ver la forma de salir adelante" Comenta la señora Irma, este préstamo sin duda le ayudará a emprender su negocio y a mejorar su vida.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 15
    View loans »
    Mexico Loans Fundraising
  • $17,541,650
    Funds lent in using Kiva
  • 12.8
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Torres Group's $1,100 loan helped a member to buy animals.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 29, 2012
Listed
Mar 8, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 15, 2012