Abejitas Trabajadoras Group
Update on Abejitas Trabajadoras GroupJorge is 33 years old, divorced and has a son in elementary school. He is part of the Las Abejitas Trabajadoras (The Little Worker Bees) group, and he says they gave themselves this nickname because they are very hard workers willing to fight for a better life. Jorge has made a living baking bread for more than four years after a friend taught him the trade at a time in his life when he didn't have a job and had to make headway for his son, so his friend offered to teach him. Jorge says that he is requesting this loan to purchase ingredients to bake bread, such as milk, eggs, flour, firewood, sugar, butter and other times. He sells the bread in different stores in town. The stores make their orders, and he delivers the bread very early. He is very excited about the loan because it will increase his sales as he will invest a little more in the ingredients. One of his goals is to purchase a motor-scooter so he can make his deliveries more quickly and be able to sell his products on the city streets. The other members of the group are Cristina, Elizabeth, Rosa, Mariana, María de Jesús, Adriana, Teresa, Alma Delia, Sandra, Georgina and Yazmin, and they plan to invest their loans in the businesses, such as furniture making, selling fruits and candies, sewing handicrafts, selling party supplies, selling perfumes, making tamales, selling quilts via catalog, and selling women's cosmetics via catalog.
Previous Loan DetailsElizabeth is a very hard-working woman who does her household chores very responsibly. She has two young children: an 8 year-old boy who is in elementary school and a 6 year-old girl who will start elementary school soon. Elizabeth's business is selling juice and smoothies outside a school.… More from Abejitas Trabajadoras Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid