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Doribel
Doribel is a 23-year-old woman who lives with her family in the community of Canalette in the region of Upala, San Carlos, in the province of Alajuela. This province is the top producer of coffee and sugar cane in the country. They also produce basic grains (rice, beans, corn), fruit, legumes, tubers, and vegetables. It is one of the principal livestock regions of the country, especially because of the production in the canton of San Carlos. Also in the province are the milk-processing plants of Cooperativa de Productores de Leche Dos Pinos, the property of thousands of producers of milk. Also, in the area around the city of Alajuela, there is a large number of manufacturers of exports. In Alajuela are the tax-free areas of El Coyol, Saret, Montecillos, and Bet.

For five years Doribel has worked running and supporting a coffee shop/restaurant. To continue her business, she needs what is necessary for her business to develop and for her customers to see themselves benefit.

Currently Doribel is requesting a microloan of 1,050,000.00 CRC (one million, fifty thousand colones) to buy construction materials to be able to finish her store, which is called Soda Dori. With this she hopes to grow her business, because her goal is to be able to continue with her work so she can improve both her quality of life and that of her family.

Doribel is a member of the Empresa de Crédito Comunal de Canalette, one of the 150 member organizations of EDESA in Costa Rica. This will be her first loan and with it she hopes to continue growing personally and financially, as well as to participate in the credit organization in her community.
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Doribel es una mujer de 23 años de edad, el cual vive con su familia, en la comunidad de Canalette, en la región de Upala, San Carlos en la provincia de Alajuela. Esta provincia ocupa el primer lugar nacional en la producción de café y azúcar de caña. Produce además granos básicos (arroz, frijoles, maíz), frutas, legumbres, tubérculos y hortalizas, una de las principales zonas ganaderas del país especialmente a través de la producción del cantón de San Carlos. Además en la provincia se asientan las plantas procesadoras de leche de la Cooperativa de Productores de Leche Dos Pinos, propiedad de miles de productores de leche. Además en la zona alrededor de la ciudad de Alajuela se ha asentado gran cantidad de empresas manufactureras de exportación. En Alajuela operan las zonas francas de El Coyol, Saret, Montecillos y Bet.

Desde hace cinco años que Doribel se dedica a administrar y mantener una soda/restaurante, para continuar su negocio, le hace falta lo principal para que su negocio surja y para que sus clientes se vean beneficiados.

Actualmente Doribel está solicitando un micro crédito de ¢1,050,000.00 (un millón cincuenta mil colones) para la compra de materiales de construcción para asi poder terminar su local el cual se llama SODA DORI. Con esto el espera hacer crecer su negocio, ya que su meta es poder continuar con su trabajo donde pueda mejorar tanto su calidad de vida como la de su familia.

Doribel es socia de la Empresa de Crédito Comunal de Canalette, una de las 150 organizaciones socias de EDESA en Costa Rica. Este será su primer préstamo y con él espera continuar creciendo a nivel personal y económico además de participar activamente en la organización de crédito en su comunidad.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Costa Rica

  • $12,900
    Average annual income
  • 38
    View loans »
    Costa Rica Loans Fundraising
  • $4,441,500
    Funds lent in using Kiva
  • 511.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,075 helped Doribel to buy construction materials.
100% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 29, 2012
Listed
Mar 7, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 19, 2013