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Tukhtajon is 52 years old, married and is a mother of five children. She is a successful, punctual and hardworking woman. She has been a client of our organization since 2002 and has a good credit history. Tukhtajon started with selling food products. Despite the fact that she is an older woman, she traveled to wholesale markets no less than once per week to purchase inventories of food products. Many people at the food market, where she worked, came to her for advice of how to set up sales in order to make a good profit. Tukhtajon helped everyone without hesitation, and many people are grateful to her today. Thanks to the earnings from her business, Tukhtajon put all of her children on their feet. Three years ago, she decided to change her business focus and get involved in sales of children's clothing. Tukhtajon is successful in this business. It is now the beginning of spring, and Tukhtajon wants to obtain a spring selection of children's clothing and, thus, increase goods turnover. She is grateful to our organization for the provided support.
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Тухтажон 52 года, замужем, мать пятерых детей. Успешная,пунктуальная,трудолюбивая женщина. С 2002 года она кредитуется в нашей организации,имеет хорошую кредитную историю. Тухтажон начинала с продажи продуктов питания. Несмотря на то, что она уже женщина в годах, тем не менее она раз в неделю ездила на оптовые рынки для закупки партий продуктов питания. На продуктовом рынке, где она торговала, многие обращались к ней за советом, как поставить торговлю, чтобы получать хорошую прибыль. Тухтажон всем помогала без отказа, и сегодня многие ей благодарны. За счет доходов от бизнеса, Тухтажон поставила на ноги всех своих детей. 3 года назад Тухтажон решила поменять направление бизнеса и заняться продажей детской одежды. И в этом бизнесе Тухтажон успешна. Сейчас начало весны и Тухтажон хочет завезти весенний ассортимент детской одежды и этим увеличить товарооборот. Тухтажон благодарна нашей организации за оказанную поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 265
    View loans »
    Tajikistan Loans Fundraising
  • $30,418,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,600 helped Tukhtajon to buy a spring selection of children's clothing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 26, 2012
Feb 29, 2012
Currency Exchange Loss:
Mar 15, 2013