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Julia, is a very patient woman, who at 33 years old has a cozy, wood house where she lives with her husband and 4 children. What Julia likes to do most is dig up the land to plant cacao, an activity which she knows well. Every morning of the week, after making breakfast, she heads to her crop fields. For 30 years, she has been selling cacao pods to the warehouses in her area. She works with her husband and children, who are all trying hard to get ahead.

She is happy with her work and grateful to her parents for having taught her because it is now her source of income. On the other hand, her great wish is to build a house of decent materials. This will be her 3rd loan cycle with MFP. Her obligation is to continue being a responsible client because she would like to count on future loans. She also gets along with the other loan members, whom she admires a lot.

With 3,000 nuevos soles, she will purchase cement, sand, iron rods, and other necessary supplies to move forward with the construction of her house.
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Julia, es una mujer con mucha paciencia, a sus 33 años, tiene su casa de madera muy acogedor. En ella vive con su esposo y sus 04 hijos. Lo que más le gusta hacer a la señora Julia es remover la tierra para después cultivar plantas de cacao, cuya actividad que sabe hacer bien, todos los días de la semana sobre todo por las mañanas después de preparar el desayuno se dirige a sus campos de cultivo. Lleva aproximadamente 30 años de comercializar los frutos de cacao a los centros de acopio de su localidad, este trabajo lo hace con la ayuda de su esposo y de sus hijos quienes se esmeran por salir adelante. Ella se siente contenta con lo que hace agradece a sus padres por haberle enseñado ya que ahora es su soporte económico. Por otra parte su mayor anhelo es poder construir su casa de material noble. Este será su crédito número 03 con MFP; y su deber es seguir siendo un cliente muy responsable, ya que le gustaría seguir contando con posteriores créditos. Asimismo se siente muy bien con sus compañeras de crédito al que les tiene mucha estima.
Con los 3,000 nuevos soles, comprará cemento, arena, fierros y lo necesario para avanzar con la construcción de su casa.

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About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 104
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD