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Hasmik is 39 years old. She lives with her father and daughter. Hasmik has been engaged in agriculture for 10 years already. She also works at the local school. Hasmik has applied for this loan to start cultivating land, for which she needs to purchase seeds. Hasmik hopes to gather a rich harvest and get additional income from its sale, which means improved living conditions for her family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,350,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Hasmik to pay for seeds.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 27, 2012
Mar 6, 2012
Currency Exchange Loss:
Feb 25, 2015