Adil is 37 years old and is an internally displaced person who lives in the Bilasuvar IDP Settlement with his wife and one son. For the past 10 years, he has been a farmer who raises seasonal fruits and vegetables. He chose this business because it is profitable and in fresh crop is in high demand. People use fresh vegetables everyday and consider them healthy and many national dishes, such as pilau and dolma, are made of vegetables. Fresh fruits are on every table in Azerbaijan and they also make fresh punch.
Adil sells his crop in the Bilasuvar central bazaar. His monthly income is 200 AZN and his wife actively helps him to raise crop.
As this products are in high demand, Adil wants to expand his business and produce more fruits and vegetables to cover market demand. For this purpose he is requesting a loan of 1,000 AZN to new garden tools, seeds and fertilizers.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.