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Wastaarabu Group
In this Group: Hidaya, Fatuma, Theresia, Maria, Festo, Pily, Sarah, Salama, Amina, Zakia, Zuhura, Heri, Mwanaid, Maimuna, Frida, Saumu, Cecilia, Mwajuma, Anna, Salum*
* not pictured
Hidaya, who is in her early 30s, is married and has two children who go to school. She has been selling charcoal and chapati (flat bread) in the same place for two years now. She works from 6 a.m. to 7 p.m. daily and is able to make a fair monthly profit.

This will be Hidaya's ninth loan from Tujijenge Tanzania. She used the previous loans to buy land, begin building her house, help her husband pay for household expenses and increase her charcoal stock. Additionally, she started making and selling chapati. She has paid back all her loans successfully.

Hidaya requests a loan to buy more sacks of charcoal and to buy 10 kilos of baking flour so she can make more chapatis to sell. Her dream is to one day be able to finish building her own house.

Hidaya will share this loan with her loan group "Wastaarabu" which has a total of 20 members who will hold each other accountable for paying back their loans.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 37
    View loans »
    Tanzania Loans Fundraising
  • $14,890,150
    Funds lent in using Kiva
  • 1,589.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Wastaarabu Group's $4,375 loan helped a member to buy more sacks of charcoal and to buy 10 kilos of baking flour so she can make more chapati (flat bread) to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 28, 2012
Mar 6, 2012
Currency Exchange Loss:
Jul 16, 2012