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To, forty-seven, is married and resides with her husband and two children in Kampong Chhnang Province, Cambodia. She and her husband have been involved in an agricultural business for over ten years, have an extensive experience, and are successful in their career. They are involved in growing rice and fattening up pigs to sell. Approximately, they earn USD 10 per day.

Due to the family's transportation difficulties, To is requesting a loan of USD 1,200 to purchase a motorbike for commuting. This purchase would enable her to use the money she saves on transport to support her family. In the future, she would like to expand her business and help her children get bachelor degrees. Moreover, she hopes to rebuild her present house to make it much stronger and to provide a better living conditions for the family.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped To to purchase a motorbike for commuting.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Feb 6, 2012
Mar 5, 2012
Currency Exchange Loss:
Jan 15, 2013