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Sinat, forty-one, is married and resides with her husband and three children in Kampong Chhnang Province, Cambodia. She and her husband have been involved in growing rice for over ten years, earning approximately USD 3 per day. Additionally, she has been producing flat baskets to sell for over ten years as well, earning approximately USD 2 per day. Her husband is involved in construction work when he is free from his farming work, and earns about USD 4 per day. Two of her children are employed in a garment factory. They earn about USD 6 per day.

In order to improve her agricultural business, Sinat is requesting a loan of USD 500 to purchase a pumping machine to use to pump water into the rice field. In the future, she would like to run a new business by raising fish to sell and help her youngest child get a bachelor degree. Moreover, she plans to build a new house to provide a better living condition for the family.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Sinat to purchase a pumping machine to use to pump water into the rice field.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 6, 2012
Mar 5, 2012
Currency Exchange Loss:
Feb 15, 2013