Las Trabajadoras Group
Update on Las Trabajadoras GroupGuadalupe, 34, is married to Rosendo and they have four children. Lupita, as she’s affectionately called, is part of the “Las Trabajadoras” group and she says that she’s very happy because her businesses have improved little by little. She says that they named the group thus because all the group members are considered hardworking people who very much want to get ahead.
She has sold clothes for children and infants for a little more than six years now. She started the business because she wanted to help her husband with their children’s expenses and to have her own capital to cover any unexpected costs. She’s asking for a loan to continue stocking sheets, outfits for babies, diaper bags, socks, t-shirts, bibs, pants for babies and pants.
She sells her clothes outside various hospitals and people who know her go to her house to buy. Her goal is to set up a stand in her local street market. She says that right now she’s saving up to start buying the structure to build her stand.
The other 12 group members are: Elizabeth, Librada, Mariana, Lidia, Marco Antonio, Mireya, Jazmín, Bertha, Graciela, Mariela, Genaro and Yolanda. They will invest their loan in a grocery store, in ingredients to make tortillas and masa, in seasonal fruit and vegetables, in corn to resell, in a carpentry shop, to buy fabric to make tablecloths and in an Internet café.
Lupita como de cariño le dicen es parte del grupo Las Trabajadoras y dice que está muy contenta por que poco a poco sus negocios han mejorado dice que le pusieron ese nombre al grupo por que todos los integrantes del grupo se consideran personas trabajadoras y con ganas de salir adelante.
Ella vende ropa de niño y bebé desde hace un poco mas de 6 años y que emprendió el negocio porque quería ayudarle a su esposo con los gastos de los niños y para tener su propio capital para cualquier imprevisto. Ella está pidiendo un crédito para seguir surtiendo como sabanitas, trajecitos para bebes, pañaleros, calcetitas, playeras, baberos pantalones para bebes y pants.
Ella ofrece su ropita afuera de diferentes hospitales y personas que ya la conocen van hasta su casa a comprarle, su meta es poner un puesto en el tianguis de su localidad, dice que ahorita está ahorrando para ir comprando el armazón para hacer un puesto. Los otros 12 integrantes del grupo se llaman Elizabeth, Librada, Mariana, Lidia, Marco Antonio, Mireya, Jasmin, Bertha, Graciela, Mariela, Genaro y Yolanda ellos invertirán su crédito en una tienda de abarrotes, insumos para hacer tortillas y masa, frutas y verduras de temporada, para invertirlo en maíz para después venderlo, en una carpintería, para la compra de material para hacer manteles y en un café internet.
Previous Loan DetailsThis village bank is called "Las Trabajadoras" - "the working women" - because the members of the group consider themselves a hard-working group of women. The village banks are groups of 10 or more people who, together, hold a bank account and have to meet weekly or fortnightly to make their… More from Las Trabajadoras Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid