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Granito De Arena Group
In this Group: Maria De Lourdes, Sonia, Felix, Eduardo, Marisol, Elvia, Javier
Marisol is 32 years old and says that she is studying in her eighth semester at UPN (National Pedagogic University) for a degree in Middle Indigenous Languages. This will enable her to teach indigenous children who speak Mazahua since this is the predominant culture and language in her community.


Marisol is married to Sr. Constantino and has two children, a daughter in fifth grade and a son who is in second grade. She and her husband buy and sell scrap iron that is brought in every day from the neighboring areas around her town. These items include doors, batteries, radiators, and other objects. Marisol sells all of these items in the town of Hidalgo since there is a recycling center that buys iron and scrap metal. She says that she and her husband decided to start this business because he was involved in a serious accident at a sawmill. Since he was not able to continue working, they decided to sell iron that could be sold at a later time.


Marisol is requesting a loan to buy iron and gasoline for transporting the iron. One of her worries is her older daughter who occasionally suffers from asthma attacks. For this reason, she and her husband must work very hard in order to buy the medicines needed to keep her illness under control.


Marisol says that one of her goals is to buy another truck that will help her husband buy and sell iron in other communities. The other six group members are María de Lourdes, Sonia, Félix, Eduardo, Elvia, and Javier. They will invest their loans in a sewing workshop, auto parts for a minibus used for providing public transportation, growing avocados, construction materials to sell, sheep and turkeys, and a grocery store.

View original language description ↓
Marisol tiene 32 años de edad comenta que está estudiando el octavo semestre de la UPN con la Licenciatura en Medio Indígena, esta carrera es para dar clases a los niños indígenas que hablan el mazahua ya que en su localidad todavía predomina esa cultura y el idioma. Dice que a ella le enorgullece estar estudiando esta carrera para que sus raíces no se pierdan con el paso de los años.
Marisol está casada con el señor Constantino y tienen dos niños una niña la cual estudia el quinto año de primaria y el niño de segundo año de primaria. Ella y su esposo se dedica a la compra y venta de fierro viejo dice que a diario salen a las comunidades aledañas a su localidad a comprar fierro viejo como puertas, baterías, radiadores etc. Y todo eso lo va y lo vende a un población llamada Hidalgo en donde un centro de reciclaje le compran la chatarra o fierro; dice que ella y su esposo decidieron emprender el negocio por que su esposo tuvo un fuerte accidente en un aserradero con unas de las cortadoras y como ya no siguió trabajando decidió irse a comprar fierro para después venderlo.
Está pidiendo un crédito para la compra del fierro y para la gasolina donde transportan el fierro, una de sus preocupaciones es que su hija la mayor a veces le dan ataques de asma es por eso que los dos trabajan muy duro para comprarle los medicamentos necesarios para controlarle la enfermedad.
Dice que una de sus metas es comprar otra camioneta de uso para ayudarle a su esposo en otras comunidades a la compra y venta del fierro. Los otros seis integrantes del grupo se llaman María de Lourdes, Sonia, Félix, Eduardo, Elvia y Javier los cuales invertirán el crédito en un taller de costura, autopartes para una combi en la cual trabaja como servicio público, en el cultivo de aguacates, materiales para construcción que vende, en borregos y guajolotes y en una tienda de abarrotes.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 21
    View loans »
    Mexico Loans Fundraising
  • $18,293,550
    Funds lent in using Kiva
  • 12.9
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Granito De Arena Group's $4,975 loan helped a member to buy scrap iron and gasoline for her work vehicle.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 20, 2012
Listed
Mar 7, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 16, 2012