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Johanna Del Carmen
Johanna is 25 and aspires to grow her business in coming years. She began a tricimoto vehicle business 7 months ago. Her father has a vehicle and she realized it has good earning potential, and decided to buy her own vehicle to run. She works alone every day and tries to avoid accidents. She is not married and has one daughter. Her dream is to one day establish a large bakery, and with her tranport business is saving to do so. For her family she wants to raise her children responsibly and provide for their needs. This loan will be used for tires and parts for her vehicle.
View original language description ↓
Johanna es una mujer de 25 años de edad y tiene muchas aspiraciones en los próximos años de prosperar sus servicios su historia empezó hace 7 meses con el negocio de la tricimoto, su papa tiene una tricimoto y como se dio cuenta que es muy rentable decidió comprar un vehículo para ponerla a trabajar, su trabajo lo hace sola todos los días, tiene dificultades son los accidentes, no está casada, si tiene1 hija, su sueño más importante es poner una panadería grande con el negocio de la tricimoto está ahorrando para poder poner otro negocio grande y más rentable y en lo familiar criar a sus hijos de la mejor manera y darles todo lo que necesitan. Por eso quiere el préstamo para sus servicios de tricimoto y asi poder comprar llantas y herramientas.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 46
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Johanna Del Carmen to buy tires and vehicle parts.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 13, 2012
Mar 6, 2012
Currency Exchange Loss:
Apr 18, 2013