Francis is a 61-year-old married man with six children living in a semi-permanent house in Fort Portal, Uganda. He has been a farmer for over eight years, and he got the capital by selling part of his land. He faces hardships like price fluctuation, seasonal weather, and inadequate capital for purchasing stock. His dream is to educate his children, hire employees to help expand his business, and to move his business into new markets. Francis needs this loan to buy seedlings for planting.