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Efrain, age 41, is married and has five children, ages 7, 13, 16, 20, and 24. Two of them are in school. He lives with his family in Intibucá.

Efrain is a very hard-worker, and he has his own business. He has devoted himself to cabinetmaking for ten years. He makes all types of furniture like doors, tables, chairs, wardrobes, and windows, etc. He works all day at this business activity, and he likes this trade very much.

He started with his own efforts. Little by little he has made his business grow. With the help of the loans he has been able to buy machinery and needed tools.

He is currently requesting his third loan for 3,000 lempiras to buy wood to make furniture.

His goal is to make his business grow and to use the profits to help with his children’s education.
View original language description ↓
Efrain tiene 41 años de edad, está casado, tiene 5 hijos de 7,13,16, 20 y 24 años de edad, dos de ellos están estudiando, vive con su familia en Intibucá.
Efrain, es muy trabajador, tiene su propio negocio, desde hace diez años se dedica a la ebanistería, donde hace todo tipo de muebles como puertas, mesas, sillas, roperos, ventanas, etc. el trabaja todo el día en esta actividad y le gusta mucho este oficio.
Inicio con esfuerzos propios, poco a poco ha hecho crecer el negocio, y con la ayuda de los préstamos ha podido comprar maquinaria y herramientas necesarias.
Actualmente está solicitando el tercer préstamo de 3,000.00 Lempiras para comprar madera para elaborar muebles.
Su meta es hacer crecer el negocio y con las utilidades ayudar a sus hijos con la educación.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 36
    View loans »
    Honduras Loans Fundraising
  • $8,936,725
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Efrain to buy wood to make furniture.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 6, 2012
Mar 13, 2012
Currency Exchange Loss:
Jul 15, 2012