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Update on Flora

This is Sra. Flora. She divides her time between her daily activities and her laundry business. Flora washes clothes by going to different homes that request her services. She works every day by herself in this business. Over time, she was able to buy a small car for providing taxi services. Her husband drives the vehicle, while she is in charge of managing it. Flora is a cheerful person who possesses tremendous desire to succeed.

She is requesting a loan for the maintenance of her car. Flora is pleased with the loan and promises to complete her payments.

View original language description ↓
La socia es la Sra. Flora; la socia alterna sus actividades diarias trabajando en el lavado de ropa ,la socia lava ropa en las distintas casas que le solicitan sus servicios ,la socia trabaja todos los dias y solo por horas en este negocio ,a la vez la socia cuenta con un carrito que ofrece el servicio de taxi siendo su esposo quien maneja este carrito y ella lo administra, la socia es una persona bien alegre y con muchas ganas de salir adelante.

La socia solicita el préstamo para el mantenimiento de su carro.

La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Previous Loan Details

This is Sra. Flora. She is 42 years old, in a common law marriage, and has three children. Flora divides her time between her daily activities and providing laundry services based on her customers’ requests. She owns a compact car that her husband drives for providing taxi services. Flora is ... More from Flora's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 120
    View loans »
    Peru Loans Fundraising
  • $60,151,175
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Flora to pay for vehicle maintenance.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 27, 2012
Feb 29, 2012
Currency Exchange Loss:
Sep 15, 2012
This photo was used before for a previous loan for Flora. It was first posted on Kiva on Mar, 2011. Learn More