Update on Maria IgnaciaMaria is 33 years old, is married and has 3 children who are of school age. She has her own home where she lives with her family in a small neighborhood called “Vallecito” in the district of Tambogrande, part of Piura province. It is a neighborhood in development which up to this point only has electricity.
Maria works in agriculture and has lemon crops which are harvested weekly and sold in neighboring markets. With her husband’s help they also breed, fatten and sell sheep, goats, and poultry. They support each other in their work since the relationship that exists in their family is very good which is why they have well thought out goals and wish to have a better quality of life and above all have new and better educational opportunities for their children.
Maria needs a loan from Edpyme Alternativa for 3000 Nuevos Soles which will be used to buy fertilizers for her lemon trees and balanced food for her animals which will allow them to have better weight and size which will help her get better prices.
Su actividad económica a la que se dedica a la agricultura, para lo que cuenta con sembrios de limón el cual cosecha semanalmente y los ofrece en los mercados de los caseríos cercanos al suyo, adicionalmente con el apoya de su esposa también crían, engordan y comercializan ganado como ovinos, caprinos, y aves de corral en su mayoría, ambos se apoyan en todas las actividades diarias en cuento a sus negocios, pues la relación que existe en su familia es muy buena por lo que tienen sus objetivos están bien planteados por lo que desean tener mejor calidad de vida y sobre todo buscar nuevas y mejores oportunidades educativas para sus hijos.
Ahora esta solicitando un crédito en Edpyme Alternativa por un monto de 3000 Nuevos Soles los cuales invertirá en la compra de fertilizantes para su limón y la compra alimentos balanceados para su ganado, el cual le permitirá ponerlos en mejor peso y tamaña para solicitar mayores precios.
Previous Loan DetailsMaria Ignacia is a 32 year old mother. She lives with her husband and three children in her own home in the Sector Vallecito rural area of the district of Tambogrande. This is an agricultural area in the province of Piur which is more than four hours from the city of Chiclayo, the capital of the… More from Maria Ignacia's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- Feb 18, 2012
- Feb 29, 2012
- Currency Exchange Loss:
- Mar 15, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.