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Ustawi Group
In this Group: Asteria, Wema, Amosi, Adinani, Leila, Pilly, Godfrey, Sarah, Evidence, Jamila, Beatrice, Mwajuma, Mustafa, Glory, Amina, Esther, Grace*
* not pictured
Asteria, who is in her mid 30s, is married with three children, two of whom go to school and the last one is still young. She has been running a business of tailoring for 10 years now. She works from 6:00 am to 6:00 pm daily and is able to make a very good monthly profit.

This will be her 10th loan from Tujijenge Tanzania. She used the previous loans to buy fabrics and lining materials, and she bought another sewing machine. She hired tenders and sold shirts and fabrics. She has paid back all her loans successfully. She wants a loan to buy more materials for making more dresses to sell. Her dream is to one day be able to become an international business woman.

She will share this loan with her loan group "Ustawi", which has a total of 17 members who will hold each other accountable for paying back their loans.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 39
    View loans »
    Tanzania Loans Fundraising
  • $15,306,975
    Funds lent in using Kiva
  • 1,589.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Ustawi Group's $5,450 loan helped a member to buy more materials for making more dresses to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 28, 2012
Mar 5, 2012
Currency Exchange Loss:
Jul 16, 2012