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Jacinto Estuardo
Jacinto Estuardo is 50 years old. He lives with his wife and with their 3 children. He lives in Montalvo, in the province of Los Rios.

The communal bank is called PITA. It is located in Recinto San Pablo de Pita, which belongs to Caluma cantón, 45 minutes from Montalva. This communal bank is dedicated to agricultural work in orange, banana, orito [tiny bananas], cacao, and coffee crops.

Jacinto cultivates farms of cacao, bananas, and coffee because these are long-term crops. He makes his purchases at Comercial San Rafael in Caluma and sells in Montalvo.

He is requesting a loan to buy inputs such as: fertilizers, urea, and fungicides for plant diseases and weeds, and Ranger [a pesticide] for plant diseases. The loan has helped him improve the quality of his products and avoid crop losses. Jacinto’s dream is to buy land to improve his family’s income.

He likes the fact that his family is close. He is a good person.
View original language description ↓
Jacinto Estuardo tiene 50 años es casado vive con la esposa y con los hijos tiene 3 hijo. Vive en Montalvo Provincia de Los Ríos.

La ventanilla se llama PITA se encuentra ubicada En el Recinto San Pablo de Pita perteneciente al Canton Caluma a 45 minutos de Montalvo esta ventanilla se dedica a labores agrícolas a mantener los cultivos de naranja, guineo, orito, cacao y café.

Jacinto se dedica a cuidar las plantaciones de cacao, guineo y cafe ya que estos productos son de ciclo largo, las compras las realiza en Comercial San Rafael en Caluma y las vende en Montalvo.

El credito lo solicita para la compra de insumos como:abonos, urea y fungicidas para la malesa o mala herva, ranger para las enfermedades en los cultivos . El credito le ayudado a incrementar la calidad de los productos y evitar pérdidas en los cultivos. El sueño de Jacinto es comprar terreno para mejor los ingresos de la familia.

Le gusta que la familia son unidos y es una buena persona.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 25
    View loans »
    Ecuador Loans Fundraising
  • $22,853,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Jacinto Estuardo fertilizers, urea, and fungicides for plant diseases and weeds, and Ranger for plant diseases.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 16, 2012
Listed
Feb 29, 2012
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2013